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No Dental Insurance? $420/Year Covers Your Care in Clearwater

One annual payment of $420 — no monthly billing — covers your cleanings, exams, and X-rays, plus 10% off any treatment. No waiting periods, no deductibles, no claims. Perio ($540/yr) and child ($348/yr) plans are also available.

$99 Exam & X-Rays for new patients without insurance Learn more → Call (727) 441-3523
WHAT'S INCLUDED

Everything a Healthy Smile Needs, for $420 a Year

The Healthy Patient Membership Plan is our in-house dental savings plan for patients without dental insurance. Pay one annual fee directly to our office — there is no monthly billing — and your preventive care is covered. The adult plan is $420 a year; see the perio and child plans below.

  • 2 professional cleanings per year
  • 2 exams with Dr. Cannady per year
  • Annual X-rays
  • 1 emergency exam per year
  • 10% off any treatment

Ready to join? Call or text (727) 441-3523 or ask a team member at any visit — we'll get you enrolled in minutes.

Three Plans, One Annual Payment

Every plan is paid once a year, directly to our office. We do not offer monthly payments or monthly billing. Each plan includes a 10% discount on any treatment.

Adult Plan

$420/year

Healthy Patient Membership — one annual payment

  • 2 exams per year
  • 2 professional cleanings per year
  • Bitewing X-rays
  • 1 emergency exam per year
  • 10% off any treatment

For adults in good periodontal (gum) health.

Perio Plan

$540/year

For patients treated for gum disease — one annual payment

  • 2 exams per year
  • 3 periodontal maintenance visits per year
  • Bitewing X-rays
  • 1 emergency exam per year
  • 10% off any treatment

Replaces regular cleanings with the deeper periodontal maintenance visits your gums need.

Child Plan

$348/year

For children and teens — one annual payment

  • 2 exams per year
  • 2 cleanings per year
  • Bitewing X-rays
  • Fluoride treatment
  • 1 emergency exam per year
  • 10% off any treatment

The same care every child gets at our kids' dentistry visits.

Prices are per person, per year, paid in full at enrollment. Membership is not dental insurance and cannot be combined with insurance benefits. To enroll, call or text (727) 441-3523.

How the Membership Plan Works

1

Join the Plan

Call or text (727) 441-3523 or ask at any visit. One annual payment ($420 adult, $540 perio, $348 child) covers your year — no monthly billing.

2

Come In Twice a Year

Your 2 cleanings, 2 exams, and annual X-rays are covered — plus an emergency exam if you need one.

3

Save 10% on Any Treatment

If you ever need a filling, crown, implant, or cosmetic work, your membership takes 10% off.

Questions about the plan? Call or text us at (727) 441-3523 and a real person will walk you through it.

A Membership, Not Insurance

The Healthy Patient Membership Plan is not dental insurance — and that works in your favor. There are no waiting periods, no deductibles, no annual maximums, and no claims or denials. You pay one flat annual fee directly to our office, your preventive care is covered, and nobody stands between you and Dr. Cannady's recommendations.

If you’ve been searching for a dental savings plan or dental discount plan in Clearwater, this is exactly that — but run directly by our office instead of a third-party discount card company. Your $420 goes to your actual dental care and a real 10% treatment discount, not to a middleman’s network fees. Patients searching for a dental membership plan near me in Clearwater, Dunedin, Largo, Safety Harbor, or Palm Harbor can enroll at our Rainbow Dr office or by phone — see also our guide to affordable dental care without insurance.

The plan is designed for patients without dental insurance. Cannady Dental is a fee-for-service practice: if you have a PPO plan, we file claims with your insurance instead — ask us which option is the better value for your situation. We are not in-network with any plan and cannot bill Medicaid or HMO/DMO/DSNP plans, so if one of those is all you have, the membership plan, our $99 new patient special, and flexible Cherry financing are the affordable way to get care here.

Why "healthy patient"? The $420 adult plan covers preventive care for patients in good periodontal health. If your exam finds gum disease, Dr. Cannady will recommend the right treatment plan for you — your 10% member discount applies to that treatment, and once your gums are stable our Perio Plan ($540/year) covers the three periodontal maintenance visits a year that keep them that way. Children have their own Child Plan ($348/year) that adds fluoride.

Membership Plan FAQs

For $420 per year, the Healthy Patient Membership Plan includes 2 cleanings and 2 exams per year, your annual X-rays, 1 emergency exam per year, and 10% off any treatment. It's our in-house plan for patients without dental insurance.
The adult Healthy Patient Membership Plan is $420 per year, paid as one annual payment. That covers 2 cleanings, 2 exams, bitewing X-rays, and 1 emergency exam each year, plus a 10% discount on any treatment you need. The Perio Plan is $540 per year and the Child Plan is $348 per year. Call or text (727) 441-3523 to enroll.
No — membership is one annual payment made directly to our office when you enroll ($420 adult, $540 perio, $348 child). We do not offer monthly payments or monthly billing for the plan. If you need help spreading out the cost of treatment itself, ask us about financing options.
Yes. The Child Plan is $348 per year and includes 2 exams, 2 cleanings, bitewing X-rays, fluoride, 1 emergency exam, and 10% off any treatment. The Perio Plan is $540 per year for patients who have been treated for gum disease; it includes 2 exams, 3 periodontal maintenance visits instead of regular cleanings, bitewing X-rays, 1 emergency exam, and 10% off any treatment. Both are paid as one annual payment.
No — and that's the point. The Healthy Patient Membership Plan is not dental insurance. There are no waiting periods, no deductibles, no annual maximums, and no claims or denials. You pay one flat annual fee directly to our office and your preventive care is covered.
Yes — the Healthy Patient Membership Plan is Cannady Dental's in-house dental savings plan (sometimes called a dental discount plan). For $420 per year you get 2 cleanings and 2 exams, annual X-rays, and 1 emergency exam, plus 10% off any treatment. Unlike third-party discount cards, it's run directly by our Clearwater office — no network fees, no middleman, and the discount applies to every treatment we offer.
The plan is designed for patients without dental insurance. Cannady Dental is a fee-for-service practice — we file claims for all PPO plans but are not in-network with any plan and cannot bill Medicaid, HMO, DMO, or DSNP plans. If one of those plans is all you have, the membership plan, our $99 new patient special, and Cherry financing are the affordable way to get care at our office.
As a member, you receive 10% off any treatment Dr. Cannady recommends — fillings, crowns, implants, cosmetic work, and more. The "healthy patient" name reflects that the plan covers preventive care for patients in good periodontal health; if your exam finds gum disease, Dr. Cannady will recommend the right treatment plan, and your 10% member discount applies to that treatment.
The plan is designed for patients without dental insurance. If you have a PPO plan, we file claims with your insurance instead — ask us which option is the better value for your situation and we'll walk you through the numbers.
Enrolling is easy: call or text us at (727) 441-3523, or simply ask a team member at any visit. We'll get you signed up and schedule your first cleaning and exam.
The plan includes 1 emergency exam per year, so if a toothache or broken tooth catches you off guard, the exam to diagnose it is covered. Any treatment you need after that exam gets your 10% member discount.
It depends on how you use dental care. Insurance makes sense when an employer pays most of the premium and you need major work soon. For most people in Clearwater without an employer plan, an individual dental policy costs $300–$600 a year, carries a 6–12 month waiting period for anything beyond cleanings, caps benefits around $1,000–$1,500, and pays out-of-network rates at a fee-for-service office like ours. The Healthy Patient Membership Plan is $420 a year with no waiting period, no annual maximum, and no claims: 2 cleanings, 2 exams, X-rays, an emergency exam, and 10% off every treatment, at the same Clearwater office. If you already have a PPO plan, keep it — we file the claim for you. If you don’t, the membership plan is usually the better value. Call or text (727) 441-3523 and we’ll compare both for your situation.

Ready to Join for $420/Year?

One annual payment — $420 adult, $540 perio, $348 child — with no monthly billing. Call or text us to enroll, or ask a team member at your next visit.

(727) 441-3523 Contact Us